Christopher: The first thing you need to look at, as to whether you have a
car accident case, is whether that accident was the other person's fault.
You don't have to have it, so that it's completely the other person's
fault. In Florida, we have what's called a comparative fault system. So, if
you were 20% at fault and the other person is 80% at fault, you still have
a case. Most of my cases are rear-end collisions, and it's usually 100%
fault on the person causing the accident but that's not always the case.
There are a lot of cases that have complicated facts and circumstances.
That's why it's important to discuss your case with a professional.
In Florida, the owner is primarily responsible for damages in an accident.
There is insurance that pays for damages. A driver is secondarily liable
and that driver's insurance policy is secondarily liable as well. Normally,
you have four years to file a lawsuit in Florida for a car accident. There
are some cases involving uninsured or under-insured motorist coverage where
you have five years to file your lawsuit. n
Our no-fault system in Florida is designed to provide prompt payment for
medical expenses after an accident.
UM benefits are uninsured or under-insured motorist coverage. It covers you
when the person who hit you, who is at fault for the accident, either
didn't have enough insurance to cover the accident or doesn't have any
insurance to cover the accident. I can provide you with honest and ethical
advice about difficult decisions that you're going to have to make about
your injury case as it progresses.